Applying for a postgraduate loan

Applying for a postgraduate loan

Government-backed loans of up to £10,906 (for 2019/20) are available for students studying a masters at a UK university (if you're from Scotland, Wales or Northern Ireland the systems are slightly different).

The main criteria for a postgraduate loan (PGL) are:

  • You’ll be taking a masters course at a UK university/college (including distance learning)
  • You’ll be under 60 at the beginning of the course
  • You are normally a resident of England (or an EU national).

Applying for a loan

The quickest way to apply for a PGL is online through the GOV.UK website at You will need your passport, national insurance number and your bank details when you apply.

Once you've completed the application, check the details you’ve entered to avoid any processing delays, and sign the declaration at the bottom of your application. Return the form to Student Finance England for processing.

Once your application has been processed, you will receive a confirmation of your loan amount in the post, and your first instalment once you’ve registered and started your course.


You could be asked for evidence as part of the application process. If this does happen send the documents back as quickly as possible to avoid delays in your application.

If you need to get a duplicate of official documents GOV.UK has details on the process.

I don’t have a confirmed place yet

You should still apply even if you don’t have a confirmed place to avoid any delays in getting your money when you begin your course.

You can use the details of your preferred course to apply. You’ll be able to log in and amend the course information once you have your confirmed place if you need to.

Am I eligible?

Read more about student, course and university eligibility for the new PGL loans.


Student Finance England application guide

How to apply for a Postgraduate Loan 2017/18